Welcome to Wealth Trove the treasure chest of ideas for channelising your investments. To live and that too honourably, we need to earn. Our earnings comprise of fruits of our labour and our money. As the duration of our personal labour is limited by our capacity to undertake the strain of efforts to earn money, we have to think of ways to make our hard earned money work and earn for us. Here comes our role in helping you with making your choice of investment avenues available, just a click away, to make your money work for you. 

Take informed decisions and experience the joy of investing. 

 Avenues available for investment in India:

1.    Bonds / Debentures of rated companies

2.    Bullion & Other Commodities

3.    Fixed / Term Deposits
4.    Insurance – Traditional & Unit-linked Plans

5.    Mutual Funds

6.    Small Savings Schemes of the Government of India

7.    Stocks

8.    Real Estate

Do you know that there are certain quick steps to make certain investment decisions?  Here we go…

ü The generally expected returns on a long term basis from equities shall be 10% from bonds 5% and 3% on liquid cash and cash-like accounts.
ü  To arrive at a proper allocation of your investments among equities and debt instruments subtract your age from 100 to invest in equities and the balance in debt funds.
ü  To meet emergencies one should always have funds in liquid savings of atleast 3-6 months’ worth of expenses.
ü  Short cuts to find out how long it will take for your Investment to grow:

Ø  TWO FOLD (DOUBLE):  Divide 72 by the interest rate you are getting to know the number of years it will take to double your investment.

Ø  TRIPLE:  Divide 114 by the interest rate to know the number of years it will take your money to triple.

Ø  QUADRUPLE:  Divide 144 by the interest rate to know the number of years it will take to quadruple.